Dobbs Wealth Intelligence

Connect your private database

Enter the Project URL and publishable (anon) key from Supabase → Project Settings → API. Do not enter a service_role or secret key.

Supabase Project URL

Publishable / anon key

Total investments

0 accounts

Annual fund expenses (estimated)

Excludes plan administration fees

Progress toward goal

Investment accounts

Institution	Account	Owner	As of	Balance

Balance is manually entered. Updating a balance records a dated snapshot; changes in balance are not necessarily investment returns.

Fund holdings

Account	Fund / symbol	Class	Value	Actual	Target	Expense	Actions

Actual % is calculated from each account’s recorded holdings. Target % is your plan, not a market value. Use Edit to update a holding without deleting it.

Portfolio allocation

Add holdings to see allocation.

Balance history

Balance changes include deposits and withdrawals; they are not investment returns. Use Update on an account to save a new dated snapshot.

Update an account balance to begin tracking changes.

Contributions & withdrawals

Record external cash flows so balance changes can be separated from net deposits. Internal fund exchanges are not cash flows. Amounts must be positive.

No cash flows recorded.

Retirement goal milestones

Illustrative projections using today's balances, a constant monthly contribution, and a hypothetical annual return. Your $1.5 million goal at age 55 is a planning target, not a forecast.

Advanced household retirement plan · v4

Edit the assumptions below and save them to your household. Scenarios use your actual entered account balances. Contributions, salaries, retirement ages and Social Security are modeled separately for each spouse. All figures are nominal (not inflation-adjusted).

Your current age

Jaime's current age

Your retirement age

Jaime's retirement age

Your annual salary ($)

Jaime's annual salary ($)

Your annual raise (%)

Jaime's annual raise (%)

Your 401(k) contribution (%)

Jaime's 401(k) contribution (%)

Your employer contribution (%)

Jaime's employer contribution (%)

Your July contribution increase (percentage points)

Maximum your contribution rate (%)

Your Social Security claim age

Jaime's Social Security claim age

Your SS benefit at claim ($/month)

Jaime's SS benefit at claim ($/month)

Annual household spending ($, today's dollars)

Annual spending inflation (%)

Retirement goal at your age 55 ($)

Employer contributions are approximated as a flat salary percentage, not an employer's actual matching formula. The July step begins next July and is capped at the rate you specify. The model does not enforce IRS contribution limits, calculate taxes, adjust Social Security benefits for claim age, or include other pensions or health insurance costs.

Social Security retirement benefits cannot begin at age 60. Jaime's earliest typical retirement benefit is age 62; claiming before full retirement age generally reduces the benefit. Enter benefit estimates for the selected claim ages. Scenarios are planning illustrations, not guarantees.

Portfolio review

Add holdings to generate a rules-based review.

Retirement simulator

Illustrative compound-growth scenarios, not investment forecasts. Uses current total investments, monthly additions, and annual nominal returns. Does not include taxes, withdrawals, or Social Security.

Data & security

Access depends on household-scoped Supabase RLS policies. Do not disable RLS. Never paste banking passwords or secret API keys into the app. This version has no automatic account syncing, statement parser, or generative AI; those can be added later using secure server-side functions.